Become a First-Time Homebuyer Program Participating Lender

Program	Funding Availability as of October 1, 2019	Anticipated Next Round of Funding
City of San Diego Down Payment & Closing Cost Assistance	No funds available	Fall 2019
City of San Diego Closing Cost Forgivable Loan	Funds available	Currently available
City of San Diego Mortgage Credit Certificate	Funds available	Currently available
County Of San Diego Down Payment & Closing Cost Assistance	Funds available	Currently available

Submitting First Time Homebuyer Assistance Applications

Effective June 2019, all applications for First Time Homebuyer Assistance are to be submitted via the FTHB Lender Portal.

If you are a current participating loan officer and need your log-in credentials, please email fthb@sdhc.org.

Complete the applicable application package:
FTHB Program Application (Use for City of San Diego & County of San Diego Program)
Mortgage Credit Certificate Application (City of San Diego only)
Log-in to the FTHB Lender Portal
First-Time Homebuyer Lender Portal
Follow the instructions in the Lender Portal Submission Guide

Prior to submitting loan packages for underwriting, lenders should check this website for updates on loan documents, available funds or program changes.

Participating Lenders

To become a participating lender for the San Diego Housing Commission (SDHC) or County of San Diego First-Time Homebuyer Programs (FTHB) you are required to:

Attend an SDHC lender training seminar (email fthb@sdhc.org to be placed on the interest list)
Submit a Lender Participation Agreement along with a copy of your California Department of Corporations License Certificate or Department of Real Estate License Certificate.
Pay a $400 annual fee.

The completed Lender Participation Agreement and annual fee payment may be mailed to:

San Diego Housing Commission
Attn. First-Time Homebuyer Program
1122 Broadway, Suite 300
San Diego, CA 92101