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Participating Lenders



Program Funding Availability as of June 1, 2022
City of San Diego Down Payment & Closing Cost Assistance Funds available
City of San Diego Closing Cost Forgivable Loan Funds available
County Of San Diego Down Payment & Closing Cost Assistance Funds available

Submitting First Time Homebuyer Assistance Applications

If you are a current participating loan officer and need your log-in credentials, please email [email protected].

  1. Complete the applicable application package:
    FTHB Program Application (Use for City of San Diego & County of San Diego Program)
  2. Log-in to the FTHB Lender Portal
    First-Time Homebuyer Lender Portal
  3. Follow the instructions in the Lender Portal Submission Guide

Prior to submitting loan packages for underwriting, lenders should check this website for updates on loan documents, available funds or program changes.

Participating Lenders

To become a participating lender for the First-Time Homebuyer Programs (FTHB) you are required to attend an SDHC lender training seminar and your company must enter into a Lender Participation Agreement with SDHC.  There is a $50 fee per loan officer for training and a $500 annual lender participation fee. Lender training seminars are held quarterly in March, June, September, and December.  For more information email [email protected]

Forms & Documents

FTHB Manual and Guidelines

3% Interest Deferred Payment Loan Program Guidelines (County of San Diego)

Approved Home Inspectors

Area Median Income

Census Tract

FTHB Program Summary Chart

Homebuyer Education Providers

Voluntary Acquisition Informational Notice

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