| Program | Funding Availability as of April 23, 2019 | Anticipated Next Round of Funding |
|---|---|---|
| City of San Diego Down Payment & Closing Cost Assistance | No funds available | Fall 2019 |
| City of San Diego Mortgage Credit Certificate | Limited funds available | Currently available |
| County Of San Diego Down Payment & Closing Cost Assistance | Limited funds available | Currently available |
Submit Loan Packages
Follow the instructions on the Guide to Submitting FTHB Application.
All documents must be signed and submitted in the requested order.
Prior to submitting loan packages for underwriting, lenders should check this website for updates on loan documents, available funds or program changes.
- FTHB Program Application (Use for City of San Diego & County of San Diego Program)
- Mortgage Credit Certificate Application (City of San Diego only)
Submit applications to:
San Diego Housing Commission
Attention: First-Time Homebuyer Program
1122 Broadway, Suite 300
San Diego, CA 92101
Participating Lenders
To become a participating lender for the San Diego Housing Commission (SDHC) or County of San Diego First-Time Homebuyer Programs (FTHB) you are required to:
- Attend an SDHC lender training seminar (email fthb@sdhc.org to be placed on the interest list)
- Submit a Lender Participation Agreement along with a copy of your California Department of Corporations License Certificate or Department of Real Estate License Certificate.
- Pay a $400 annual fee.
The completed Lender Participation Agreement and annual fee payment may be mailed to:
San Diego Housing Commission
Attn. First-Time Homebuyer Program
1122 Broadway, Suite 300
San Diego, CA 92101
Forms & Documents
3% Interest Deferred Payment Loan/Closing Cost Assistance Manual
3% Interest Deferred Payment Loan Program Guidelines
3% Interest Deferred Payment Loan Program Guidelines (County of San Diego)
Homeownership Grant Guidelines
Lender Participation Agreement
Mortgage Credit Certificate Comprehensive Manual
Mortgage Credit Certificate Information Packet
Mortgage Credit Certificate Program Guidelines (City of San Diego)
