Participating Lenders

Submit Loan Packages

Follow the instructions on the Guide to Submitting FTHB Application.

All documents must be signed and submitted in the requested order.

Prior to submitting loan packages for underwriting, lenders should check this website for updates on loan documents, available funds or program changes.

Submit applications to:

San Diego Housing Commission
Attention: First-Time Homebuyer Program
1122 Broadway, Suite 300
San Diego, CA 92101

Participating Lenders

To become a participating lender for the San Diego Housing Commission (SDHC) or County of San Diego First-Time Homebuyer Programs (FTHB) you are required to:

  • Attend an SDHC lender training seminar (email fthb@sdhc.org to be placed on the interest list)
  • Submit a Lender Participation Agreement along with a copy of your California Department of Corporations License Certificate or Department of Real Estate License Certificate.
  • Pay a $400 annual fee.

The completed Lender Participation Agreement and annual fee payment may be mailed to:

San Diego Housing Commission
Attn. First-Time Homebuyer Program
1122 Broadway, Suite 300
San Diego, CA 92101

Forms & Documents

3% Interest Deferred Payment Loan/Closing Cost Assistance Manual

3% Interest Deferred Payment Loan Program Guidelines

3% Interest Deferred Payment Loan Program Guidelines (County of San Diego)

Approved Home Inspectors

Area Median Income

Census Tract

FTHB Program Summary Chart

Homebuyer Education Providers

Homeownership Grant Guidelines

Lender Participation Agreement

Mortgage Credit Certificate Comprehensive Manual

Mortgage Credit Certificate Information Packet

Mortgage Credit Certificate Program Guidelines (City of San Diego)

Voluntary Acquisition Informational Notice

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