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Affordable For-Sale Housing

The Affordable For-Sale Housing Program makes it possible for low- and moderate-income families to buy a home at a price that is affordable.

Private sector developers built these homes. The properties meet the City of San Diego’s affordability requirements and are sold below market value.

To buy a home in one of these developments, your household’s gross annual income must be at or below San Diego’s Area Median Income (AMI) restrictions for the development. You must currently live and work in the County of San Diego for 2+ years and attend a homebuyer education class. Refer to the Homebuyer Education Providers list to find a provider.

You also need to be a first-time homebuyer (cannot have owned a home in the last 3 years) to buy one of these affordable for-sale homes. No all-cash buyers. Asset limitations applicable. Please note that SDHC First-Time Homebuyer Program loans and grants cannot be used in conjunction with the Affordable For-Sale Housing Program.

There are homes in six developments with long-term affordability requirements that are currently owned by families and individuals. When the current owner sells the property, it must be sold to an eligible buyer as determined/approved by SDHC. An extremely limited number of homes become available for resale each year. Properties available for sale are generally listed on Multiple Listing Service (MLS), and may also be found on real estate websites such as Zillow or Redfin. You should check the MLS periodically for new listings under this program.

Please review Affordable For-Sale Program Guidelines for additional eligibility requirements. After you confirm that you meet the eligibility requirements, you or your real estate agent may contact the listing agent of a property that is listed for sale to submit an application and income verification documents. The application and income documents are then forwarded by the listing agent to SDHC for an underwriting decision. If eligible, you will then be referred to an SDHC-approved loan officer/lender to obtain approval for the first trust deed loan before entering into contract to purchase a property.

If you have additional questions, contact affordableforsale@sdhc.org.

Forms & Documents

Affordable For-Sale Housing Program Guidelines

Homebuyer Education Providers

Resale Affordable For-Sale Properties

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Bella Rosa

42 affordable condominium units built in 2003. All the units have solar electric power, solar water heating, a garage, washer/dryer hook-ups, and a balcony or patio area. The development has a community park.

Location

On Camino de La Rosa in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)

Affordable Units

2 bedrooms / 2 or 2.5 baths with 999–1,094 square feet
3 bedrooms / 2.5 baths with 1,317 square feet

Affordability Restrictions

12 units up to 60% AMI
15 units up to 70% AMI
15 units up to 80% AMI

Cristamar

26 affordable condominium units built in 2003. All units have washer/dryer hook-ups, a garage and a patio or porch.

Location

On Camino de la Luna in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)

Affordable Units

1 bedroom / 1 bath with 674–739 square feet
2 bedrooms / 2 baths with 851–1,049 square feet
3 bedrooms / 2 baths with 1,446–1,451 square feet

Affordability Restrictions

Up to 65% AMI

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Sycamore Walk

120 condominium units built in 2003 with 70 affordable units. The development has a swimming pool and club house. All units have a patio or balcony and a garage, plus washer/dryer hook-ups. Some units have air conditioning.

Location

On Via Fiesta in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)

Affordable Units

1 bedroom / 1 bath with 647 square feet
2 bedrooms / 1 bath with 748–882 square feet
3 bedrooms / 2 baths with 1,181 square feet

Affordability Restrictions

Up to 80% AMI

Airoso

230 condominium units built in 2005 with 60 affordable units. The development has a swimming pool, spa, sauna, basketball court, tennis court, fitness center and recreation center. All units have washer/dryer hook-ups, central air conditioning, a garage and a balcony or porch.

Location

At the east end of Del Mar Heights Road and Ted Williams Parkway/CA56 in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92130)

Affordable Units

2 bedrooms / 2.5 baths with 1,175 square feet 3 bedroom / 2.5 baths with 1,476 square feet

Affordability Restrictions

Up to 65% AMI

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La Boheme

224 condominium units built in 2006 with 45 affordable units. The development has courtyards, a spa, social lounge, fitness center, secured entry system, and gated-underground parking.  All units have central air conditioning, a patio or balcony, and washer/dryer hook-ups.

Location:

3950 Ohio Street in the City of San Diego’s North Park neighborhood (ZIP 92104)

Affordable Units

1 bedroom / 1 bath with 797–801 square feet
2 bedrooms / 2 baths with 1,012–1,039 square feet

Affordability Restrictions

23 units up to 100% AMI
22 units up to 120% AMI

Renaissance at North Park

14 affordable attached townhomes built in 2006. All units have a 2-car garage, small yard area, and washer/dryer hook-ups. Some units have air conditioning.

Location

The 4300 block of Kansas Street in the City of San Diego’s North Park neighborhood (ZIP 92104)

Affordable Units

3 bedrooms / 2.5 baths with 1,568 square feet

Affordability Restrictions

5 units up to 100% AMI
9 units up to 110% AMI

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